A CFO's case for STIV Finance covers why traceability matters more than speed. This is the walkthrough of how that traceability actually gets built — what happens between a transaction landing in a connected account and a number showing up in a report someone signs their name to.
Reconciliation starts from your chart of accounts, not a guess
STIV Finance reconciles connected account data against the chart of accounts and categorization rules your team already uses — it doesn't infer a categorization scheme from the transactions themselves. A transaction that doesn't cleanly match an existing rule gets flagged for a human to categorize once, rather than silently guessed at and buried in a report.
What gets flagged before a report is drafted
- Variances outside a threshold your team sets get surfaced with the specific transactions behind them, not just a percentage that moved.
- Anything that doesn't reconcile cleanly — a missing invoice, a duplicate charge, a timing mismatch — is flagged and held rather than smoothed over in the total.
- A drafted report cites the source transactions behind every figure, so a controller reviewing it is checking traceable numbers, not trusting a generated summary.
- Access stays scoped to Finance's connected accounts specifically — the same per-division scoping covered in how STIV connects without a migration.
The draft, not the close
None of this finalizes a close on its own. Every reconciliation and every drafted report routes through the approval gate a controller defines, the same model described in how STIV's approval gates work — STIV Finance prepares the traceable version of the numbers; a human still decides the book is actually ready to close.
The honest limitation is the one that applies to every division: a chart of accounts or categorization rule nobody has defined yet isn't something STIV Finance can reconcile against correctly. The upfront work of making those rules explicit is real, and it's also what makes the reconciliation consistent every month after, not just accurate the first time someone checks it closely.